USEFUL LINKS

USEFUL LINKS TO HELP YOU SECURE YOUR PENSION

your part is simple

FIND OUT HOW MUCH YOUR UK STATE PENSION WILL BE


Find out here.

your part is simple

CHECK WHAT AGE YOU WILL BE ELIGIBLE FOR A UK STATE PENSION


Find out here.

your part is simple

HAVE YOU LOST TRACK OF YOUR UK PENSION SCHEME PROVIDER?


There is an estimated GBP400m in lost pensions in the UK! Find yours here.

your part is simple

CAN'T FIND YOUR UK NATIONAL INSURANCE NUMBER?


Click here.

your part is simple

WERE YOU A MEMBER OF THE NHS PENSION SCHEME?


Rule changes in 2015 prevented cash transfers to New Zealand but you should obtain an updated estimate of how much you will receive at age 60. Find out here.

your part is simple

WANT TO FIND OUT MORE ABOUT RECEIVING A UK STATE PENSION IF YOU RETIRE IN NEW ZEALAND?


Click here.

your part is simple

CHECK OUT YOUR ELIGIBILITY FOR A NEW ZEALAND STATE PENSION


Click here.

WHAT ARE THE BENEFITS?

reduce your tax risk

REDUCING FUTURE
EXCHANGE RATE RISKS

Having your funds invested in the New Zealand dollar will help better understand the value of your pension relative to your projected retirement living costs.

tax efficiency in retirement

TAX EFFICIENCY IN
RETIREMENT

Once invested in NZ you no longer have to worry about declaring income from your UK pension on your tax return as all payments made to you are tax free in your hands.

consolidation of your uk schemes

CONSOLIDATION OF YOUR
UK SCHEMES

Having your funds in one account in New Zealand may help you stay on top of your retirement savings plan by enhancing visibility and providing access to regular consolidated reporting.

enhanced pension commencement lump sum at age 55

FULL ACCESS
TO YOUR FUNDS
AT 55

Subject to you meeting the revised HMRC rules you could get all of your funds paid to you at age 55.

control over your funds in the event of your death

CONTROL OVER YOU
FUNDS IN THE EVENT OF
YOUR DEATH

There is no obligation to buy an annuity in New Zealand and therefore all payments are taken as income drawdown. In the event of your death 100% of the residual fund is paid to your estate.

pension transfer expert

SPEAK TO A
UK PENSION TRANSFER
EXPERT

Our UK Qualified and New Zealand Authorised team are waiting to help you. FREEPHONE
0800 42 1966
to get started or give us a few details online.