HOW DOES IT WORK?

WE MAKE UK PENSION TRANSFERS EASY FOR YOU

your part is simple

YOUR PART IS SIMPLE

Complete our Free Assessment Form online here, call us on 0800 42 1966, or send us an email.

An initial obligation-free meeting is held either face to face, by phone, Skype or FaceTime.

Once you are ready to appoint us to act for you, you'll provide us written authority to obtain a Transfer Valuation from your UK pension scheme provider.

now it's our turn

Now it's our turn

We conduct a thorough Fact Find to establish individual circumstances and confirm your objectives.

UK Scheme and HMRC discharge documents are reviewed, and we collect all relevant information from you before our next meeting.

We prepare our report and recommend a suitable QROPS based on your objectives, individual circumstances and investment horizon.

the work is done

Now the work's done

When you decide to go ahead with the transfer of your UK pension, funds are transferred in sterling and can be invested in a UK sterling account inside the NZ QROPS.

Your QROPS investment portfolio is discussed and agreed on with one of our Authorised Financial Advisors after you have completed a Fund Selection questionnaire.

the rest is easy

The rest is easy

Your funds are transferred to NZ, and one of our preferred specialists will be introduced to you if you need advice on general financial planning such as Tax, Insurance, and Estate Planning.

We provide you with quarterly fund updates, and hold regular review meetings for the duration of the investment term.



WHAT ARE THE BENEFITS?

reduce your tax risk

REDUCING FUTURE
EXCHANGE RATE RISKS

Having your funds invested in the New Zealand dollar will help better understand the value of your pension relative to your projected retirement living costs.

tax efficiency in retirement

TAX EFFICIENCY IN
RETIREMENT

Once invested in NZ you no longer have to worry about declaring income from your UK pension on your tax return as all payments made to you are tax free in your hands.

consolidation of your uk schemes

CONSOLIDATION OF YOUR
UK SCHEMES

Having your funds in one account in New Zealand may help you stay on top of your retirement savings plan by enhancing visibility and providing access to regular consolidated reporting.

enhanced pension commencement lump sum at age 55

FULL ACCESS
TO YOUR FUNDS
AT 55

Subject to you meeting the revised HMRC rules you could get all of your funds paid to you at age 55.

control over your funds in the event of your death

CONTROL OVER YOU
FUNDS IN THE EVENT OF
YOUR DEATH

There is no obligation to buy an annuity in New Zealand and therefore all payments are taken as income drawdown. In the event of your death 100% of the residual fund is paid to your estate.

pension transfer expert

SPEAK TO A
UK PENSION TRANSFER
EXPERT

Our UK Qualified and New Zealand Authorised team are waiting to help you. FREEPHONE
0800 42 1966
to get started or give us a few details online.