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Complete our Free Assessment Form online here, call us on 0800 42 1966, or send us an email.
An initial obligation-free meeting is held either face to face, by phone, Skype or FaceTime.
Once you are ready to appoint us you will sign our Client Engagement Terms and provide us with written authority to obtain a Transfer Valuation and necessary documents from your UK pension scheme provider.
We conduct a thorough Fact Find to establish individual circumstances and confirm your objectives.
UK Scheme and HMRC discharge documents are reviewed, and we collect all relevant information from you before our next meeting.
We prepare our report and recommend a suitable QROPS based on your objectives, individual circumstances and investment horizon.
When you decide to go ahead with the transfer of your UK pension, funds are transferred in sterling and can be invested in a UK sterling account inside the NZ QROPS.
Your QROPS investment portfolio is discussed and agreed on with one of our Financial Advisers after you have completed a Risk Profile Questionnaire.
Your funds are transferred to NZ, and one of our preferred specialists will be introduced to you if you need advice on general financial planning such as Tax, Insurance, and Estate Planning.
We provide you with quarterly fund updates, and hold regular review meetings for the duration of the investment term.
Having your funds invested in the New Zealand dollar will help better understand the value of your pension relative to your projected retirement living costs.
Once invested in NZ you no longer have to worry about declaring income from your UK pension on your tax return as all payments made to you are tax free in your hands.
Having your funds in one account in New Zealand may help you stay on top of your retirement savings plan by enhancing visibility and providing access to regular consolidated reporting.
Subject to meeting UK HMRC rules you can have flexible access to you funds from age 55
There is no obligation to buy an annuity in New Zealand and therefore all payments are taken as income drawdown. In the event of your death 100% of the residual fund is paid to your estate.
Our UK Qualified and New Zealand Authorised team are waiting to help you. FREEPHONE
0800 42 1966 to get started or give us a few details online.